Stop feeling overwhelmed and start building your wealth with confidence. Our “Smart Investing for Beginners” section breaks down the complex world of stocks, ETFs, and retirement accounts into simple, actionable steps. We provide clear guides, unbiased reviews of the best platforms, and proven strategies to help you start investing with as little as $100. Your journey to financial freedom begins here.
Personal Story I will never forget when I was this close to breaking. It was two am and I was looking at a screen so indistinct that my eyes could not focus. The passion that I had developed as a side-hustle graphic design business felt like a prison. I had been working 70 hour weeks, … Read more
I will always remember how scared I was when I sat at my kitchen table in early 2024. Bank statements, credit cards and an ad hoc collection of investment applications were scattered across my desk. I am making good money, yet I could not find the easiest way to answer such a question: “How am … Read more
I would look at my budget spreadsheet with a pang of guilt over my every coffee purchase against investment. I was achieving my saving target, but my twenties were like a marathon I was too tired to participate in. Then I found Soft Saving, and it has not only changed my pocketbook, but it has … Read more
I will never forget the month when my daughter received her college tuition bill and I found my dad in need of a new prescription that was not fully paid by Medicare. Looking at these two envelopes, I sensed that the “sandwich” was closing in on me–the nightmarish squeeze between the demands of my children … Read more
I recall looking at a spreadsheet at the end of 2023 and being totally overwhelmed. My accounts, investments and bills were a jumbled mess. I was making lots of money, but I did not know where it was going. It was like attempting to find your way into a dense forest without a map. Then, … Read more
Considering personal finances in America, your credit score is as important as anything else. Be it a loan application, renting an apartment, placement in a new job. Each of these attributes depend largely on your credit score. It in itself determines the extent of your opportunities. In this guide, our aim is to analyze how … Read more