“The main goal of personal finance for women is to give you the confidence to handle your finances. Here you’ll find useful advice tailored specifically for women at every stage of life, from prudent budgeting and saving to investing and achieving financial independence.”
Personal Story I will never forget when I was this close to breaking. It was two am and I was looking at a screen so indistinct that my eyes could not focus. The passion that I had developed as a side-hustle graphic design business felt like a prison. I had been working 70 hour weeks, … Read more
I will always remember how scared I was when I sat at my kitchen table in early 2024. Bank statements, credit cards and an ad hoc collection of investment applications were scattered across my desk. I am making good money, yet I could not find the easiest way to answer such a question: “How am … Read more
Financial literacy is not an option anymore in the modern dynamically paced world. It forms the basis of making wise choices about money, wealth creation in the long-term, and financial security. Regrettably, most of the people in America fail to manage their finances because they are not financially educated. Coming into the year 2025, the … Read more
Background: Current States of Credit Cards in the USA. The use of credit cards has become an important aspect of American financial life. Over the years, it is estimated that in the years 2025, more Americans are depending on credit cards than ever before. New reports indicate that more than 80 percent of adults … Read more
I would look at my budget spreadsheet with a pang of guilt over my every coffee purchase against investment. I was achieving my saving target, but my twenties were like a marathon I was too tired to participate in. Then I found Soft Saving, and it has not only changed my pocketbook, but it has … Read more
I will never forget the month when my daughter received her college tuition bill and I found my dad in need of a new prescription that was not fully paid by Medicare. Looking at these two envelopes, I sensed that the “sandwich” was closing in on me–the nightmarish squeeze between the demands of my children … Read more
I recall looking at a spreadsheet at the end of 2023 and being totally overwhelmed. My accounts, investments and bills were a jumbled mess. I was making lots of money, but I did not know where it was going. It was like attempting to find your way into a dense forest without a map. Then, … Read more
Considering personal finances in America, your credit score is as important as anything else. Be it a loan application, renting an apartment, placement in a new job. Each of these attributes depend largely on your credit score. It in itself determines the extent of your opportunities. In this guide, our aim is to analyze how … Read more
Introduction & Personal Story The message left in the voicemail was short and shivers ran down my spine. Your H1B has been chosen to undergo further examination. We will update you in 60-90 days.” I was in a middle ground–not working, rent to be paid in two weeks and no hope of what would … Read more
Introduction All the progress we make, and the people we become, is usually due to the choices we make. Buying something expensive, starting up a business, or even taking a loan, is a decision we have to make. Each of these decisions has an impact, and that impact is called financial implications. In simple terms, … Read more